Kredivo Group, formerly known as FinAccel, is a pioneering financial technology company based in Singapore, focused on delivering fast, affordable, and widely accessible financial services. Operating primarily in Southeast Asia, Kredivo Group serves a diverse range of clients through its flagship brands Kredivo, KrediFazz, and Krom. Kredivo, the leading digital credit platform in Indonesia and Vietnam, provides instant credit financing for both ecommerce and offline purchases, as well as personal loans, leveraging real-time decision-making technology. Krom Bank Indonesia, formerly known as Bank Bisnis Internasional, operates as a neobank under the Krom brand, further expanding the group's financial services portfolio. Kredivo Group's business model revolves around offering retail credit solutions that are both disruptive and meaningful, catering to the rapidly growing Southeast Asian market, which is the 7th largest economy in the world. The company generates revenue through interest on loans, transaction fees, and partnerships with merchants and financial institutions. Recently, Kredivo Group successfully closed a US $270 million Series D equity round, underscoring strong investor confidence and support.

Keywords: digital credit, instant financing, personal loans, real-time decisioning, neobank, Southeast Asia, fintech, ecommerce, retail credit, disruptive technology.