Carmoola is a UK-based fintech startup that operates in the auto finance industry. The company provides a digital platform for car financing, allowing customers to secure their car finance in under 10 minutes. The platform is designed to be user-friendly, with a simple application process that requires only a full driving license and no paperwork.

Carmoola's primary clientele are individuals seeking car finance. The company's business model is centered around providing a swift and efficient service, leveraging technology to expedite the process. Customers can find out how much they can borrow towards their next car in just 60 seconds and can pay swiftly online with a card or by bank transfer at the showroom.

The company also offers a feature for customers to see if they could save money by switching to Carmoola, providing an early settlement quote. This feature demonstrates the company's commitment to providing value to its customers.

Carmoola generates revenue through the interest rates it charges on the car finance it provides. The company advertises rates from as low as 6.9% APR, with a representative 14.8% APR.

In conclusion, Carmoola is a digital car finance provider that aims to simplify and expedite the car finance process. The company leverages technology to provide a user-friendly platform and competitive rates, serving individuals seeking car finance in the UK.

Keywords: Carmoola, fintech, car finance, digital platform, user-friendly, swift service, competitive rates, UK, auto finance industry, technology.